Everything you need
to know first.

Credit repair is $199/month flat — no hidden fees, no setup charges, cancel anytime. Child support dispute work is a $1,500 flat fee with a $500 retainer to begin, invoiced in phases as we hit milestones. Business funding runs on a 3–5% success fee — you pay nothing upfront, the fee comes out of the proceeds only if we get you funded. See full pricing.

Credit repair: most clients see their first meaningful score improvement within 60–90 days; full removal work typically completes in 4–8 months. Child support disputes: most straightforward cases resolve within 60–120 days from when we receive complete documentation. Business funding: if you qualify and the documentation is ready, 30–60 days from intake to funded. Try the free credit-score simulator.

First, you fill out the intake form (about 5 minutes) plus the pre-qualification check. Within one business day, we review your submission and reach out with a next-steps confirmation — or, if a different service is a better fit, we tell you that directly and explain why. From there, we schedule your first working session. Credit repair clients get a month-to-month cadence with a clear dispute round every 30 days. Book a free 30-minute consultation.

Disputes themselves do not lower your score. Successful removals raise it. Paying down revolving balances raises it. The one thing that costs a few points is a hard inquiry — typically just 5–10 points, and it falls off after two years. We never trigger hard pulls on your behalf and never advise actions that would damage your score. Estimate your score range.

Yes. Every dispute we file cites the Fair Credit Reporting Act (15 U.S.C. § 1681) and your statutory right to challenge inaccurate or unverifiable items. This is the same process consumer attorneys use — we just apply it focused and consistent. We never use paid credit "rapid rescore" gimmicks, never fabricate identity (CRA IPs, alias credit profiles) to obscure consumers, and we never promise results the bureaus won't honor. Talk to a specialist.